License types?

We can help you obtain many of the most popular California insurance licenses available:

Life-ONLY
Accident & health
Fire & Casualty
Personal Lines
Limited Auto

Life ONLY?
A life only agent can sell whole life or term life insurance, group life, universal life, credit life, funeral and burial life, annuities and long term care inside certain linked[-benefit products (special training is required before selling annuities and LTC).

You must be a minimum of 18 years of age. And take the following pre-license training.

  • 20 Hours of approved Life Only Pre-License Training    Order Here
  • 12 Hours of approved California Ethics Training    Order Here

Accident & Health?
An accident and health agent can sell health and disability insurance, workers compensation, credit disability, twenty-four hour care and long term care (special training is required before selling 24-hour care and LTC).

You must be a minimum of 18 years of age. And take the following pre-license training.

  • 20 Hours of approved Accident & Health Pre-License Training   Order Here
  • 12 Hours of approved California Ethics Training   Order Here

BOTH Life and Health?
Two licenses require two courses.  Take our Life Only 20-hour course, Accident & Health 20-hour course.    When you apply to the State for an examination date request a "combined exam".  That way, you will get both over with the same day.  Also, if you haven't already taken it, you need the Code & Ethics 12-Hour Course.  Order Here


Fire & Casualty?
A fire and casualty licensee is a person authorized to act as an insurance agent, broker, or solicitor, and a fire and casualty broker-agent license is a license so to act.  With special training after you become licensed,  (order here), Casualty Agents can also sell Long Term Care and FEMA Flood Insurance.

You must be a minimum of 18 years of age. And take the following pre-license training. 

  • Required:  40 Hours of approved Fire & Casualty Pre-License Training  Order Here
  • Required:  12 Hours of approved Ethics Training   Order Here

What other insurance licenses are available?
If you did not need a full fire and casualty license, you can obtain licensing to sell specific products:

A Personal Lines agent can sell personal auto, dwelling and homeowners insurance only.
A Limited Lines Auto agent is authorized to sell auto liability, physical damage and collision insurance.

You must be a minimum of 18 years of age. And take the following pre-license training. 

  • Either 20 Hours of Personal Lines or Limited Auto Pre-License Training  Order Here
12 Hours of approved California Ethics Training   Order Here